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engagement ring

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Saving for something cardinal like an engagement ring takes a bit of heady planning, prehensile prep work, and some frugality. The hassles associated with the ‘how to’ of savings can easily be overcome if you’re penny-wise and thrifty. Add to that the tips below and you’ve got yourself a dazzling engagement ring that is trendy within a stringent budget, courtesy money-saving. Take a look:

Planning is Key

Any project’s success depends on a well-thought-out plan that provides a lucid roadmap to follow. It makes the overall vision clear and the entire task easier. Consider savings as a project that will require prudent and witty groundwork. Research well on the subject! This essentially means you should search for the basic 4C’s of an engagement ring precisely; color, carat, clarity, and cut. Execute a comprehensive market-analysis to finalize the type you want. Remember you have to compromise on the 4Cs depending on your budget and savings duration. Buying a .85 or .95 carat diamond instead of a one-carat weight will make the diligence worthwhile.

wedding-rings

Define A Budget

It’s essential to have a defined budget, so you are clear on how much you need to stash away for the purchase. For example, if you decide on a 0.85 rose-cut diamond with S12 clarity and $5,000 price tag, then you know what your target is. Once you’ve set the budget along with the plan, proceed to savings and ‘how to’.

Calculate Savings And Plan The ‘How To

Without proper planning, it can be hard to calculate how much to spend on an engagement ring. Once you have the budget defined, use a calculator to work out how much you can put away every month keeping in mind the duration of the savings that is usually the time till the purchase date. So, if you have a budget of $5,000 and are planning on buying the ring a year from now, you will have to save approximately $420 every month. With the monthly savings defined, plan the ‘how to’ by reworking your spending and monthly income to ensure you can save the required ballpark hassle-free. Remember, frugality and penny-pinching are the keys.

Set Up Automatic Transfer And Savings Account

Set up a separate savings account and online banking functionality, so you can transfer the savings every month to your account. If you could chip in large amounts, in the beginning, it’d be great, as this will allow you the flexibility to manage your savings better. Combine this with a financial product like a loan to step up the savings and ease troubles.

Avoid Impulse Spending And Big Purchases

The essence of saving is thriftiness and this means avoiding impulse buying, large purchases and opting for affordable corporate catering options. You know you need to buy an engagement ring, have worked out the monthly cash flows and the how-to, so stick to the plan. Ditch the costly high-tech stereo system, Xbox, and the Ralph Lauren suit because you can always purchase these accessories later. There’s always a choice of opting for less expensive items or products on sale. It will take a bit of effort in having to let go of expensive things and cool stuff you pine for but all that will vanish when you hold that diamond ring in your hand.

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Dario Franchitti and his girlfriend were spotted last week while shopping for engagement rings, the Scottish Sun-Times reported.

Dario Franchitti and his girlfriend were spotted last week while shopping for engagement rings

Dario Franchitti and his girlfriend were spotted last week while shopping for engagement rings

Three-time Indy 500 winner Dario Franchitti, 40, and his new blonde girlfriend were reportedly seen seeking some pricey bling in a couple of major jewelry stores. They were focused on major diamond baubles that could only be described as engagement rings.

The Scottish Sun-Times also reported that friends of the couple are “convinced” an engagement is inevitable.

He’s madly in love with her,” says a source as it is believed the relationship is “heating up”.

Dario Franchitti’s team did not comment when asked whether the racing driver is planning to get married.

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Scarlett Johansson got engaged to Romain Dauriac after accepting his proposal in August, People magazine reported.

“I can confirm that Scarlett and Romain are engaged. They haven’t chosen a date for the wedding,” a representative for Scarlett Johansson told Harper’s Bazaar UK.

Promoting her new film, Under The Skin, at the 70th Annual Venice International Film Festival on Tuesday, Scarlett Johansson, 28, had an undeniable glow.

Earlier in the day she had attended a photo call wearing a Sonia Rykiel knitted top and black trousers.

Scarlett Johansson proudly displayed the vintage Art Deco ring her French beau is said to have presented her with.

Her engagement ring features one large diamond as the centerpiece and then two slightly smaller ones on each side.

The three rocks are then surrounded by many other smaller stones.

Scarlett Johansson got engaged to Romain Dauriac after accepting his proposal in August

Scarlett Johansson got engaged to Romain Dauriac after accepting his proposal in August

The ring appears to be set in either a white gold or platinum setting and band.

Following news of the exciting development, Scarlett Johansson and her new fiancé Romain Dauriac made a rather sheepish exit from the Italian city on Wednesday.

Romain Dauriac, a 30-year-old journalist and creative agency manager, looked smart in faded black jeans, a plain white tee, Converse sneakers and a light green jacket.

Scarlett Johansson and Romain Dauriac began dating in November 2012 after being introduced by mutual friends, just weeks after the actress split from her boyfriend of one year Nate Taylor.

Rumors first began to swirl that Scarlett Johansson and Romain Dauriac were planning to wed after the beauty was spotted wearing a huge pear-cut diamond ring as she wandered around New York with Romain in February.

Then in July, Scarlett Johansson was spotted wearing an ornate gold ruby ring – though friends dismissed reports she was engaged at the time, saying it was “simply a piece of jewellery”.

Scarlett Johansson admitted last year that she liked being married but hinted that she wasn’t interested in tying the knot again for quite a while.

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Miley Cyrus was seen arriving in New York on Monday on her way to Good Morning America wearing a tight-fitting black Chanel dress.

Miley Cyrus’ bright red lipstick and trademark blonde buzz cut gave an edgy addition to the otherwise elegant outfit.

Miley Cyrus shows off her engagement ring on Good Morning America

Miley Cyrus shows off her engagement ring on Good Morning America

She then chose a revealing cutout ensemble for her appearance on the show as she sat alongside Ryan Seacrest and Karl Urban.

The 5’5″ singer was seen trying to hide her face at one point with a Honey Boo Boo sign that read “no way” on it.

However, once on the show Miley Cyrus, 20, appeared to be in a joyous mood and proudly showed off her engagement ring, confirming reports that all is still well between her and fiancé Liam Hemsworth.

Miley Cyrus, 20, and Liam Hemsworth, 23, were recently pictured looking happy and relaxed as they posed for a picture together after going hiking at the Jasper Park Lodge in Alberta.

Earlier this year, Liam Hemsworth helped fuel the rumor fire that they had split, when he suddenly flew out to Australia to be with his family on March 2.

Miley Cyrus was then seen partying around Hollywood without her Niel Lane diamond stunner.

But Miley Cyrus took to Twitter to assure fans she was not calling off her relationship to Liam Hemsworth and explained she had to take the ring off.

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Miley Cyrus and Liam Hemsworth have not officially confirmed their split but everybody knows their relation is over.

They haven’t been seen together since months and multiple sources have come forward to confirm that Liam Hemsworth, 23, has ended the engagement.

However, Miley Cyrus, 20, was very much displaying her 3.5 carat sparkler on the relevant engagement finger during a photo shoot in L.A. on Thursday.

Miley Cyrus, who was under the watchful eye of manager Larry Rudolph, showed off her enviable figure in a skintight white lycra two piece.

But it was the ring, and the ever present smile that proved to be more eye catching.

Something about Miley Cyrus’ rictus grin seemed to be a bit forced, suggesting that the young singer and actress may be in denial.

Miley Cyrus was very much displaying her 3.5 carat sparkler on the relevant engagement finger during a photo shoot in LA

Miley Cyrus was very much displaying her 3.5 carat sparkler on the relevant engagement finger during a photo shoot in LA

But choosing to wear the ring sends out a clear message, if Liam Hemsworth has told her it’s over, she wants him to have a rethink.

Liam Hemsworth and Miley Cyrus are said to be still living together at their Los Angeles home but are now sleeping in separate rooms after Liam told his fiancée their relationship was finished for good.

According to Us Weekly magazine, Miley Cyrus confessed to a friend “we’re done” when speaking about Liam Hemsworth.

Speaking about their living arrangements, another source told the publication: “It’s strange.”

Liam Hemsworth and Miley Cyrus first met on the set of their film The Last Song in 2009 and had been together four years, with The Hunger Games hunk popping the question last June.

But their romance hit the rocks in February amidst rumors Miley Cyrus had become jealous of Liam Hemsworth’s close relationship with actress January Jones.

Liam Hemsworth had been urged by his brother, Thor star Chris Hemsworth, to dump Miley Cyrus because they thought the relationship was unhealthy for him because she was so jealous.

The Australian heartthrob eventually made the decision to end things after deciding he couldn’t cope with the constant drama in his romance with the former Hannah Montana star.

Miley Cyrus apparently still has the 3.5 carat Neil Lane engagement ring Liam Hemsworth gave her and it is not known if he wants her to return the expensive sparkler.

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Miley Cyrus stepped out in Sherman Oaks without her engagement ring after she and her fiancé Liam Hemsworth reportedly postponed this summer wedding.

A source told People magazine that Miley Cyrus, 20, and Liam Hemsworth, 23, had been intending to tie the knot this summer and added: “They want to figure out their life together before they get married.”

Miley Cyrus stepped out in Sherman Oaks without her engagement ring after she and Liam Hemsworth postponed this summer wedding

Miley Cyrus stepped out in Sherman Oaks without her engagement ring after she and Liam Hemsworth postponed this summer wedding

While Miley Cyrus and Liam Hemsworth have decided to slow things down, the insider claims this doesn’t mean that their relationship is on the rocks.

“They’re still engaged and living together,” the source told the magazine.

“They just realized that there is no rush with the wedding and that it’s better that they wait a bit.”

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Angelina Jolie was spotted without her engagement ring as she arrived in the Democratic Republic of Congo and Rwanda with British Foreign Secretary William Hague on Sunday night.

Instead Angelina Jolie, 37, wore a more modest gold band on her wedding finger.

Angelina Jolie was spotted without her engagement ring as she arrived in the Democratic Republic of Congo and Rwanda with British Foreign Secretary William Hague

Angelina Jolie was spotted without her engagement ring as she arrived in the Democratic Republic of Congo and Rwanda with British Foreign Secretary William Hague

While there is no news that Angelina Jolie and Brad Pitt have in fact already tied the knot, it appears that she had merely exchanged the jewellery for her official UN work duties.

In fact Angelina Jolie had completely pared back her look for her arrival, wearing a very plain black suit and billowing black T-shirt.

The actress accessorized the conservative look with some leather loafers and several other pieces of simple gold jewellery.

She also wore her hair tied back into a basic ponytail.

According to USA Today, Angelina Jolie is in the African country acting as a representative for the UN’s refugee agency.

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Lady Gaga recently split up from her boyfriend Taylor Kinney, but her pal Terry Richardson has claimed today the singer is engaged.

The celebrity photographer posted a link to his blog on Twitter, writing: “Gaga showing off her new engagement ring!”

It links to a picture of Lady Gaga brandishing a huge rock on her engagement finger.

Of course, it could be just an elaborate hoax, given that Lady Gaga, 26, split from Vampire Diaries actor Taylor Kinney earlier this month.

TMZ is running the story and carrying the picture of Lady Gaga wearing the ring, claiming there are conflicting reports about her relationship status.

It was reported earlier this month how Lady Gaga called time on her relationship with Taylor Kinney because she wants to concentrate on her career.

Lady Gaga recently split up from her boyfriend Taylor Kinney, but her pal Terry Richardson has claimed today the singer is engaged

Lady Gaga recently split up from her boyfriend Taylor Kinney, but her pal Terry Richardson has claimed today the singer is engaged

Apparently Lady Gaga decided it was pointless to string him along as she embarks on her mammoth Born This Way Ball tour, so decided to it was time for the couple to “take a break”.

A source close to Lady Gaga told Us Weekly: “She will be touring nonstop until next year and has found she can’t have relationship at the same time.”

It seems Lady Gaga decided she would be juggling too many interests by recording her next album, maintaining her relationship and embarking on a 110-show tour, and that something had to give.

The insider added: “There’s just no room for anything else. Her work is all-consuming.”

 

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Brad Pitt, Angelina Jolie and their six children are enjoying a break in the Galápagos Islands to celebrate the famous couple engagement.

A source in the mayor’s office of Santa Cruz told People magazine: “We were informed that they arrived at the airport in Baltra yesterday, then they made their way over to a villa in the Galápagos Islands.”

The website also reports Angelina Jolie, Brad Pitt and their kids traveled by private jet and luxury yacht to get to the exclusive Royal Palm Hotel resort where they are said to be staying.

Locals posted pictures onto Twitter of the brood arriving at their holiday destination.

Brad Pitt, Angelina Jolie and their six children are enjoying a break in the Galápagos Islands to celebrate the famous couple engagement

Brad Pitt, Angelina Jolie and their six children are enjoying a break in the Galápagos Islands to celebrate the famous couple engagement

Meanwhile it has been reported that Angelina Jolie, 36, cried when Brad Pitt presented her with the ring.

Brad Pitt spent a year designing the perfect engagement ring for his partner and when he gathered the rest of their family – children Maddox, 10, Pax, 8, Zahara, 7, Shiloh, 5, and three-year-old twins Vivienne and Knox – to present it, Angelina Jolie was overwhelmed by the gesture.

A source told Us Weekly magazine: “Angelina cried and smiled.”

The engagement ring was made with jeweller Robert Procop and the tablet-shaped diamond piece is estimated to be worth $500,000.

The children were also overjoyed with Brad Pitt’s proposal, after seven years together, with the source adding: “Everyone hugged once she put the ring on. She went around and showed it to each of the kids. Angie considers herself bonded to Brad for life.”

Brad Pitt, 48, has previously said the couple were being put under pressure to marry by their children.

The actor said in May last year: “The kids ask about marriage. It’s meaning more and more to them. So it’s something we’ve got to look at.”

It is believed Brad Pitt’s proposal was made at Christmas time, but he and Angelina Jolie have kept it quiet until now so the news would not overshadow her promoting directorial debut film In the Land of Blood and Honey.

A source said: “She was very busy with the movie and her Oscar campaign. She also worried that the engagement would take over press on her film and detract from that.”

No date or location for the wedding has been revealed.

 

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Angelina Jolie debuted her engagement ring in a subtle fashion after stepping out at a museum event and now it appears that she is getting used to wearing her huge engagement diamond as she headed to a meeting yesterday.

Angelina Jolie, 36, headed out in Hollywood sporting the $250,000 band.

The actress was dressed in a khaki dress, which did little to hide her painfully thin frame.

Her arms and legs looked incredibly skinny as she made her way into a building.

Angelina Jolie teamed her outfit with a pair of beige peep-toe wedges and carried a beige YSL handbag.

While the details of Angelina Jolie and Brad Pitt’s nuptials remain a mystery – one celebrity spectator has implored the pair to marry as soon as possible.

Angelina Jolie is getting used to wearing her huge engagement diamond as she headed to a meeting yesterday

Angelina Jolie is getting used to wearing her huge engagement diamond as she headed to a meeting yesterday

Speaking on chat show The View, Barbara Walters pleaded: “Why are you engaged? You’ve been living together! You’ve got children! Get married already!”

She added: “This is a couple with six children; they’ve been together for at least six years! The whole idea of getting engaged is you get to know each other and you decide if you really want to get married.”

According to People magazine Angelina Jolie and Brad Pitt got engaged at home and the publication notes: “The duo spent the day at home together in LA savoring the moment until their kids returned home from school.”

Brad Pitt’s stunning choice of engagement ring appears to perfectly reflect his feelings for Angelina Jolie.

 

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Angelina Jolie was spotted wearing the ring on her wedding finger at the Chinese Art collection at the Los Angeles County Museum earlier this month, where she was pictured with Brad Pitt and their son Pax.

Brad Pitt, 48, designed the ring for the mother of his six children in collaboration with jeweller Robert Procop who broke the news of the engagement in a statement last Friday.

Robert Procop’s team said in a statement: “Brad had a specific vision for this ring, which he realized over a year-long collaboration with Robert.”

“He wanted every aspect of it to be perfect.”

Angelina Jolie, 36, and Brad Pitt confirmed their engagement last week in a statement – and their six children were said to be especially happy about the news.

Their spokeswoman said: “It is a promise for the future and their kids are very happy. There’s no date set at this time.”

Brad Pitt designed the ring for Angelina Jolie in collaboration with jeweller Robert Procop who broke the news of their engagement

Brad Pitt designed the ring for Angelina Jolie in collaboration with jeweller Robert Procop who broke the news of their engagement

Robert Procop said: “I was able to locate a diamond of the finest quality and cut it to an exact custom size and shape to suite Angelina’s hand. Brad was always heavily involved, overseeing every aspect of the creative design evolution.

“The side diamonds are specially cut to encircle her finger. Each diamond is of the highest gem quality.”

Experts estimate the ring cost around $250,000.

Angelina Jolie’s father Jon Voight was among the first to publicly congratulate the pair, telling Us Weekly: “I’m very happy for them.”

The actress has been married twice before – to British actor Jonny Lee Miller between 1996 and 1999 and then Billy Bob Thornton, from 2000 to 2003.

 

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A representative for Angelina Jolie and Brad Pitt – whose engagement was confirmed yesterday – revealed the Brangelina brood is “very happy” as their famous parents are set to wed.

Angelina Jolie, 36, recently revealed in an interview how their kids often asked why there were not married “like Shrek and Fiona”.

With the news, the couple’s seven-year commitment will be all the more clear for their youngsters to see.

Robert Procop, a private jeweller for the couple, revealed earlier today that he designed an engagement ring for Angelina Jolie under Brad Pitt’s guidance.

And Brad Pitt’s spokeswoman Cynthia Pett-Dante later confirmed the news, saying: “It is a promise for the future and their kids are very happy. There’s no date set at this time.”

Angelina Jolie was spotted wearing the ring on her wedding finger at the Chinese Art collection at the LA County Museum earlier this month, where she was pictured with Brad Pitt, 48, and their son Pax, eight.

A representative for Angelina Jolie and Brad Pitt confirmed they are set to wed

A representative for Angelina Jolie and Brad Pitt confirmed they are set to wed

A spokesperson for the jeweller announced the news to the world, saying: “I can confirm that, yes, Robert Procop did indeed design an engagement ring for Angelina Jolie, designed in collaboration with Brad Pitt.”

Robert Procop said: “Brad had a specific vision for this ring, which he realized over a yearlong collaboration. He wanted every aspect of it to be perfect, so I was able to locate a diamond of the finest quality and cut it to an exact custom size and shape to suite Angelina’s hand.”

He continued: “Brad was always heavily involved, overseeing every aspect of the creative design evolution.

“The side diamonds are specially cut to encircle her finger. Each diamond is of the highest gem quality.”

Experts estimate the ring cost around $250,000.

Angelina Jolie’s father Jon Voight was among the first to publicly congratulate the pair, telling Us Weekly: “I’m very happy for them.”

Angelina Jolie has been married twice before – to British actor Jonny Lee Miller between 1996 and 1999 and then Billy Bob Thornton, from 2000 to 2003.

Brad Pitt’s marriage to Jennifer Aniston lasted five years before they announced they were divorcing in early 2005 – which came after he had met Angelina on the set of Mr. & Mrs. Smith.

Brangelina – as they became known – quickly became a Hollywood power couple, with a brood of six children; five-year-old Shiloh and twins Knox and Vivienne, aged three, along with three adopted children Maddox, 10, Pax, eight, and Zahara, seven.

Angelina Jolie and Brad Pitt once insisted they wouldn’t wed until the legalization of same-sex marriage in America.

 

Whitney Houston’s ring, which Bobbi Kristina Brown is now wearing on her engagement finger, is worth $250,000, estimates celebrity jewelry designer Neil Lane.

Bobbi Kristina Brown, 19, is wearing her mother Whitney Houston‘s gorgeous emerald diamond ring on her left hand and Neil Lane told HollywoodLife.com it’s a rare piece indeed.

Whitney Houston’s ring, which Bobbi Kristina Brown is now wearing on her engagement finger, is worth $250,000

Whitney Houston’s ring, which Bobbi Kristina Brown is now wearing on her engagement finger, is worth $250,000

Neil Lane, the famed celebrity jewelry designer estimates: “Whitney’s ring appears to be a 10-carat cushion cut ring worth about $250,000. It’s gigantic.”

Bobbi Kristina Brown is reportedly engaged to her “adopted” brother, Nick Gordon, and is reportedly wearing as an engagement ring the jewelry her mother Whitney Houston was wearing when she died.

 

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Bobbi Kristina Brown is indeed engaged to Nick Gordon and she is wearing the ring that Whitney Houston wore at the time of her death, new reports claimed today.

Bobbi Kristina Brown, 19, and Nick Gordon, 22, are engaged and living together as a couple, and it looks like Bobbi Kristina Brown is using Whitney Houston’s ring as the engagement ring, a source revealed to Hollywood Life.

She is not only wearing Whitney Houston‘s sparkler, but she’s also been seen carrying her mother’s Birkin bag.

Bobbi Kristina Brown is indeed engaged to Nick Gordon and she is wearing the ring that Whitney Houston wore at the time of her death, a source claimed

Bobbi Kristina Brown is indeed engaged to Nick Gordon and she is wearing the ring that Whitney Houston wore at the time of her death, a source claimed

“Bobbi Kristina is still so vulnerable since her mother passed away,” says the source. “But Nick has become like her rock.”

Nick Gordon, who Whitney Houston raised like a son for 10 years but never officially adopted, may now be Bobbi Kristina’s rock, but apparently, he didn’t have to buy her one.

 

Rochelle Wiseman and Marvin Humes announce that they got engaged during their holiday in the Caribbean.

The Saturdays singer, Rochelle Wiseman, 22, took to Twitter immediately after JLS star Marvin Humes, 26, proposed her to reveal the news, posting a picture of the ecstatic couple on the beach toasting with champagne.

Rochelle Wiseman proudly flashes her dazzling engagement ring, an enormous heart-shaped diamond.

The singer wrote: “Its official Marvin proposed 2me 2day,wanted 2 tell u b4 some1 else did! SO excited 2 b Mrs Humes. X”

Writing from the official JLS Twitter account, Marvin Humes added: “Happy New Year everyone!!! So everyone hears it from me… Rochelle and I are engaged!! Party time tonight! Have a great one..All love..Marv x”

“Thank you so much for all the love,” Marvin Humes wrote as congratulations flooded in.

“We are the happiest 2 people in the world. A perfect start to 2012.This year is gonna be massive. Luv ya! Mx”

Rochelle Wiseman and Marvin Humes announce that they got engaged during their holiday in the Caribbean

Rochelle Wiseman and Marvin Humes announce that they got engaged during their holiday in the Caribbean

Rochelle Wiseman and Marvin Humes, who first began dating in March 2010, are on holiday in Antigua.

It was reported back in July that Marvin Humes was planning a romantic New Year’s proposal after he booked an appointment at Tiffany and Co.

The couple rekindled their relationship in January and moved in together following a two month separation.

They began dating in March the year before after meeting a number of times at awards shows and concerts.

Shortly before their brief split, Marvin Humes said in an interview: “I wouldn’t be with her if she wasn’t The One. I don’t believe in being with someone if you don’t believe they couldn’t be that person.”