Clyde is a business graduate interested in writing about latest news in politics and business. He enjoys writing and is about to publish his first book. He’s a pet lover and likes to spend time with family. When the time allows he likes to go fishing waiting for the muse to come.
While the darkness of the night may spell great fear for some, it can signal an unmatched amount of fun and excitement to many others. If you’re a lover of bikes, speed and thrill, driving through the night can turn out to be one of your favourite adventures. The freedom of having roads relatively empty to your disposal, the option to speed higher than possible in the day and the enjoyment of the gush of wind along with the adrenalin rush is something that can be experienced only while riding at night.
However, it is going to be so only if you’re completely safe and you manage to complete your journey without fighting any undue troubles or meeting unfortunate injuries. In that regard, if you’re planning to indulge in a night ride with your gang, here are some ways to ensure that your experience is completely safe and nothing short of enthrallment.
Ensure Perfect Lighting for Your Bike
Image Source – Shutterstock
It’s quite intuitive to understand how vital lights are from a safety standpoint while driving at night. If you’re planning for a night ride, you must see to it that the lights of your bike are in perfect order, so that you always have good visibility of the road and other vehicles.
You can start by checking whether your illumination, especially that of the headlight is bright enough to light up the dark roads. If you have worn out bulbs, you need to replace them with ones having the right wattage before you head on to any night adventure. Additionally, if you desire to amplify your visibility further, you can also consider fitting in some auxiliary headlamps to support you along with the main one.
Increase Your Visibility
Image Source – Shutterstock
After lights, the next most important thing you need to be cautious about is increasing your visibility to others on the road. This can be made possible with the help of reflective biking gear and clothing. You can invest in reflective clothing that is available with most of the brands that sell biking apparels. Alternately, you can even fix some reflective tape to your riding gear such as helmet, jacket, gloves or pants. For instance, you could wrap some tape around the sleeve of your jacket or the length of your pants to reflect light. Thus, becoming more visible.
In addition to wearing reflective clothing, you can also stick on reflective tape or neon coloured strips to your bike’s parts such as wheel rims and body panels to make yourself and the bike more visible. Doing so can help to increase the chances of your safety by a significant extent.
Choose the Correct Route
Image Source – Shutterstock
It’s also helpful to pick a route that you’re familiar with, at least in the beginning. Because even your most acquainted route can appear unfamiliar at night.
Moreover, you should also pick routes that have better roads. Ideally, it is a safer bet that you stick to the trail centres on the road. That’s because the tracks are less likely to have stumps or rocks that could lead to a crash.
Control Your Speed
Image Source – Shutterstock
You might be a lover of speed and thrill and consider yourself as the most experienced biker with great eyesight. However, it’s crucial that you recognise the importance of practising self-caution and abiding by traffic laws even during the dark hours.
At all times, you must prioritise your safety and ride steadily and defensively. It is quite natural that at night, the degree of visibility is going to reduce. In that situation, you will need to be more careful when you try to overtake a vehicle and take turns. It’s also essential to be aware of the speed limit of the road you’re traversing through.
Ride in A Group
Image Source – Shutterstock
Riding in a group makes a lot of sense, both from the enjoyment and safety point of view. As the number of people increases with a group, the chances of being attacked by those having wrong objectives reduce significantly. Moreover, in case of any mechanical issue, there is help available instantly. It’s important that you leave and come back together. In case you get separated, it’s good to wait for your group for a few minutes and continue again when together. Besides that, being a part of a club or a group is always a good incentive and motivating factor to head out in the dark.
And Lastly, Make Sure You Have Comprehensive Bike Insurance Policy
Riding bikes at night can be risky to your and your bike’s life. At night due to low visibility, lack of traffic control and rash driving of heavy vehicles, the chances of accidents increase. Therefore, it is crucial to protect yourself and your vehicle of these mishaps.
The best way to do that is to buy a comprehensive 2-wheeler insurance policy. The policy covers you against the damages caused to your vehicle and any other third-party during an accident. As a result, buying 2-wheeler insurance will not only help you stay clear of financial troubles and road mishaps but also avoid any legal skirmishes. Moreover, purchasing long-term third-party liability cover (5 years) for two-wheelers is made mandatory by the Supreme Court from September 1, 2018.
In conclusion, we can say that riding at night is fun, but it is crucial that you be careful and attentive than you usually are in the day. So, follow this checklist and experience the joy of night riding at its best.
At the summit in Buenos Aires on December 1, the G20 leaders agreed a joint declaration that notes divisions over trade but does not criticize protectionism.
Presidents Trump and Xi held a “highly successful meeting”, the White House said in a statement.
The White House says the US tariffs on Chinese goods will remain unchanged for 90 days, but warns: “If at the end of this period of time, the parties are unable to reach an agreement, the 10 percent tariffs will be raised to 25 percent.”
The US says China agreed to “purchase a not yet agreed upon, but very substantial, amount of agricultural, energy, industrial, and other products from the United States to reduce the trade imbalance between our two countries”.
According to the White House, both sides also pledged to “immediately begin negotiations on structural changes with respect to forced technology transfer, intellectual property protection, non-tariff barriers, cyber intrusions and cyber theft”.
President Trump said earlier this year he wanted to stop the “unfair transfers of American technology and intellectual property to China”.
According to the US, China has also signaled it will allow a tie-up between two major semiconductor manufacturers which Chinese regulators have been blocking.
The White House statement said China was “open to approving the previously unapproved Qualcomm-NXP deal”.
The US also says China agreed to designate Fentanyl as a controlled substance. The opioid – much of it thought to be made in China – is driving a huge rise in drug addiction in the US.
Both sides have imposed tariffs on billions of dollars’ worth of goods. The US has hit $250 billion of Chinese goods with tariffs since July, and China has retaliated by imposing duties on $110 billion of US products.
President Trump had also said that if talks in Argentina were unsuccessful, he would carry out a threat to hit the remaining $267 billion of annual Chinese exports to the US with tariffs of between 10 and 25%.
Starting a business today is easier than ever, and today is a great time to be an entrepreneur. Perhaps you’ve been researching your market and have a niche product you think will fit in nicely and sell. You’re excited to get going! Once you’ve got a great concept and an initial product/prototype—and have patented your product—it’s time to start looking for a manufacturer to produce it.
However, if you want to avoid the fate that many startups face (a whopping 90% of startups fail), it’s important to choose the right manufacturer. A bad partnership can cost you a lot of money, and potentially end your business. Sourcing products isn’t exactly a walk in the park, and takes research, dedication, and perseverance. On the plus side, it’s much easier to look for a manufacturer today than it was a decade ago. Here’s how you can find the right partnership:
Determine the Type of Manufacturer You Need
There are many types of manufacturers. There are manufacturers who produce your own product idea from scratch; a supplier that purchases and utilizes existing products and parts; and a dropshipper, which supplies and fulfills product orders that are already on the market, in hopes of getting you a profit without you having to do any heavy lifting. These manufacturers and suppliers are all very experienced, and use complex machine tools to get the job done. Think about the type of product you have and what it needs most. What type of manufacturer will cause the least stress, and generate higher revenue?
Image source Wikimedia
Should You Go Overseas?
You’ll also need to decide whether you want an overseas supplier or a domestic supplier. Of course, there are pros and cons to either situation. When you manufacture locally, there tends to be a higher standard of quality, and you can ensure that the employees working on your product adhere to a certain level of labor standards. There’s also the marketing appeal of being locally sourced, as this is something that many consumers care about today. And lastly, you’ll be able to verify reputable manufacturers much more easily, and communicate seamlessly with no language barrier or cultural differences.
Similarly, going overseas has many pros as well. The biggest advantage is that overseas production costs significantly less. This is the biggest appeal of international manufacturers, as sometimes the margins are so high, it’s hard to find a competitive strategy stateside. Additionally, when you start looking into international manufacturers, you’ll find that there’s a much larger selection to choose from.
Where to Begin Your Search
Once you understand what you’re looking for in a manufacturer, the hunt begins. There are several resources and directories you can use as a starting point. Two of the most popular domestic options are Maker’s Row and ThomasNet. Maker’s Row believes in “factory sourcing made easy” and has an aesthetically pleasing and intuitive site with free registration (although you’ll have to pay for advanced features). ThomasNet dubs themselves as the premier “product sourcing and supplier discovery platform,” has more than 5,000 manufacturer listing, which you can sort by company type, quality certifications, and more.
When you’re making a huge business decision, it’s important to gather several quotes and speak to multiple manufacturers. You can request a quote by sending the manufacturer a well-written email that covers all your bases. One of the most crucial questions you’ll want to ask is, “What’s your minimum order quantity (MOQ)?”
Depending on the supplier, this number can vary widely. If you’re just starting out, chances are you want to work with suppliers who can produce lower quantities, which allows you to better test your market. If a manufacturer has an MOQ of 10,000 on your first ever product, chances are you’ll want to go elsewhere.
You’ll also want to ask for sample and production pricing. Sample pricing is when the manufacturer makes a sample product for you to see before the order is placed, to ensure you are satisfied with the initial product. Some suppliers will even produce samples for free.
Production pricing is also important because this is what determines what your product will cost to produce. This number will steer the rest of your efforts as you move forward. You’ll also want to know if they offer discounts on production prices depending on the quantity ordered.
Be sure your initial email is clear and concise. Emails that are lengthy and contain unnecessary information—like the background and history of your company—could possibly be ignored.
When it comes to housing and helping first-time buyers in particular, this Budget has implications for those who are planning on making the leap from rental properties to having a mortgage to pay off.
If you are hoping to buy your first home soon, here is all you need to know about what is in store.
Help to Buy Scheme
The Help to Buy First scheme has been extended by two years to March 2023. It was originally due to come to an end in April 2021, so more homeowners-to-be can start planning further into the future, and more people have a chance to save for the deposit. Plus, house builders can plan ahead so that there are more homes available to accommodate buyers.
First introduced in 2013, the Help to Buy Equity Loan scheme sees the Government lend buyers between 20% and 40% of the cost of a new house that is worth up to £600,000. By signing up to the scheme, buyers need a smaller deposit. It also means the mortgage is cheaper. Property experts such as those at Andrews can talk you through your options.
As well as the extension of Help to Buy, the Budget also saw the announcement of a cut to stamp duty for first-time buyers. This cut in the property tax applies to buyers of shared-ownership homes in England and Northern Ireland that are worth up to £500,000.
This has been backdated, so it will also apply to anyone who bought a property like this since the last Budget, therefore anyone who bought through shared ownership since 22nd November 2017 will receive a refund of the stamp duty that they paid. There are more than 200,000 shared ownership properties in the UK and this type of property opens up more possibilities for first-time buyers.
One change that hasn’t been made in this Budget is to the Lifetime ISA scheme. Despite facing criticism for being complex, and even calls for it to be abolished, the scheme is still in place. The Chancellor has only stated that there is a £20,000 subscription limit for adult ISAs and that the Junior Isa and Child Trust Fund will see increases in the annual subscription limit.
The Lifetime ISA was introduced in April 2017 and offered a 25% government bonus to younger people saving for retirement or first-time buyers saving for their deposit. There are three cash Lifetime ISAs available, although it is mostly available in the form of stocks and shares.
Are you a first-time buyer in the UK? What do you make of the changes announced in the Budget?
When online business began, several immediate benefits got realised. Both the lending companies and borrowers got the favour including streamlined work. The usage of digital tools makes everything accessible with ease unlike in the past. Due to the scammers in the industry, customers fail to know who is genuine. The following are the reasons you should consider taking a loan with Asteria. Here are the benefits of the newly implemented technologies.
Verification of lending companies is vital aspects for every borrower. You must consider the process to know if the operators comply with the regulating bodies regulations. The agency should always offer receipts and invoices after every transaction made. In this manner, you can prove the proper tax mapping, monitoring, and government certification. If the company fails to show such information, one should report straightaway. Working with Asteria reduces your suspicions as all of the details are available.
Another essential thing you need to know is validity and approvable. Look for company details like email address and contact numbers as at no time will such not suffice. Even though online lenders work from the site, make sure there is also a physical office. You can visit the workplaces easily and securely engage with the support team. With Asteria, your private information is safe and not compromised.
In the present day, many verification points like social media platforms are existing. With such places, your confidence in the company gets boosted. Trust becomes built on what is openly seen as here people get to express the views. The experiences concerning online lenders will naturally make new borrowers to develop confidence. Positive reactions without doubts get noticed and attract individuals. Many clients will end up taking notice of the reviews, and the companies can react depending on what gets stated.
The right lenders also have wrong spots, and the thing that matters is transparency. The skills used to solve the problems are worth getting into the business. In this way, the way you consult as clients, the response should make you comfortable. Never rush into making deals as some agencies fake and need to get regarded.
Above all else, the reliable lending company, Asteria knows the worth of the customers. The personal authenticity matters to the agencies like theirs. So, proper efforts should be an interest in validating your information as well.
4. Available System
Since the lending process calls for detailed documentation, the validation should exist every time. The responsible lending companies like Asteria will always be here to help you. With this, you stand no risk of falling under the people who take advantage of you. The systems used, however, do not mean you will never become a victim. You must remain up-to-date and opt for partners having the best approaches to secure financial services.
The bottom line is when every borrower understands what is necessary, supporting the authentic agents will be easy. With such caution, the illegal peoples in the trade will get called off due to the breaches.
The best way is to report to the authorities as escaping the trades is not a valid measure. Be aware the offers are tempting, but will never get worth the resulting damage. Opt for the validated traders, Asteria and avoid scams. The company has existed for long and assures healthy business relations and services.
There is no doubt that some families encounter difficulties when trying to make ends meet. This often results in parents being forced to work longer hours and a great deal of strain can eventually be placed upon all members. However, many individuals are also realising the power of online retail sales. These virtual stores can supply much-needed liquidity and they are also associated with a great deal of flexibility. One interesting approach to consider is known as drop shipping. As opposed to dealing with complicated issues such as storing physical inventory and tracking shipments, a third party deals with these logistics. Not only is this an excellent way to enjoy a greater sense of efficiency, but it frees up additional time. Let’s take a look at three reasons why professional dropshippingrepresents the wave of the future.
Less is More: Taking Control of Your Online Business
The main benefit of drop shipping is that you are no longer forced to spend an inordinate amount of time tackling concerns such as shipping fees and order tracking. This method is associated with two results. First, you can devote more effort towards developing your products and putting together solid online promotional campaigns. Secondly, the time that is saved can be spent with your family as opposed to in front of a computer display.
Physical inventory has likewise been taken out of the equation. Let us imagine for a moment that you have decided to sell custom-made t-shirts. Assuming that your client base is continuing to increase, you will inevitably encounter problems with on-site storage. You may even be forced to rent a separate storage centre in order to stock this inventory before shipping. As a third-party drop shipping service physically holds the products themselves, the previous situation will no longer present a concern.
The final advantage associated with drop shipping revolves around return on investment (sometimes known simply as “ROI”). You will often be provided access to better shipping rates; especially if you are selling items in bulk. Additionally, many items which can be drop shipped are able to be purchased at or below the suggested online retail price. Customers will appreciate the fact that they are saving money, so you are likely to enjoy a higher amount of interest during marketing campaigns. It is also worth mentioning that you are able to offer best-selling products alongside niche items that are intended for a very specific audience. Such a variety will naturally appeal to the online audience.
Putting Your Family First with the Right Software Providers
Now that we have explained the mechanics and benefits associate with drop shipping, how can you get started? You will be pleased to know that the process is much easier than it may appear and no previous experience is needed. The technical platform itself can be quickly integrated into your website as well as any associated sales and marketing campaigns. Of course, some software providers are better than others in terms of responsiveness and agility. This is why a growing number of self-employed individuals are choosing to leverage the advantages offered by Oberlo. This intuitive bundle will provide you with everything required to take your business to the next level.
Such software packages are also useful due to the fact that they offer a centralised means to appreciate which products are the most popular; a very real concern in regards to analytics. By taking so much guesswork out of the equation, you will be able to spend more time with your family while still enjoying a healthy profit margin.
However, keep in mind that success within the online community will take time and patience. It would be unrealistic to believe that you could become independently wealthy overnight. This is why many drop shippers first begin as part-time workers. As their sales volume grows, they can devote more effort towards establishing a rock-solid business. Many of those who began working a few hours every week have now migrated into the realm of full-time digital sales. Of course, the end result is up to you. Whether intended to earn a small side hustle or to offer the family a substantial source of additional income, the possibilities are as endless as the products that can be marketed.
It is always a good idea to research the topic in greater detail, as this article was only a brief overview of what you can expect to encounter when employing drop shipping provider. Many industry analysts feel that such an approach is set to transform the ways in which online transactions are carried out and it will be very interesting to see what 2019 has in store. Either way, the tools are at your immediate disposal. Why not work smart as opposed to hard? The future is very much in your hands.
The Shanghai Composite, one of China’s leading stock indexes, has seen its highest daily spike in more than two years following signs that the government will step in to support battered equity markets.
It closed up 4.1%, its biggest one-day rise since March 2016.
The moves extend a rally that began on October 19 and after investor confidence surged on assurances from Beijing.
Stocks had been falling as China’s economic growth continued to stutter.
On October 19, top Chinese financial officials – including economic adviser Liu He and the heads of the securities and insurance commissions – issued a statement to buoy investor sentiment in bruised markets.
In a world filled with every convenience one could desire, an increased appetite for unique experiences and a unquenching penchant for credit usage, it takes serious conviction and discipline to live within our means. Unfortunately, most of aren’t succeeding; the average American carries a credit card balance over $6,000.
Unsure if you’re living beyond your means? Here are five signs that’ll spell out your situation.
You’re Paying the Minimum Balance
Most people don’t pay off their credit card balance each month. This group, known as “revolvers” amount to 65 percent of the credit card-carrying U.S. population. These cardholders are spending more than they have or they’re not paying close enough attention and costing themselves additional money. Worse when cardholders carrying a balance fall victim to the hollow appeal of credit limit increases. Per Time Money, a 10 percent increase in credit is followed by a 1.3 percent increase in debt within one quarter, and nearly a 10 percent increase in long-term debt. Add multiple credit cards and interest rates and you have a quick recipe for personal economic ruin.
Your Debt Is Growing
This sign may go undetected, as it’s very possible you wouldn’t know the specific terms of your debt if you were living beyond your means. However, if you’re making payments on your balance(s), you can at least tell if the bill is going up or down with each new billing statement. If you’re not making headway on your balance based on your current payments, calculate how far behind you’ll be in a few months, six months, a year. Any increase in debt has the potential to quickly spiral out of control should you start missing payments.
You Don’t Have an Emergency Fund
It’s recommended to save 10-20 percent of income, but any amount is better than nothing. If you’re left with no money at the end of each month after paying your bills, thirsting for another direct deposit, you’re clearly living beyond your means. Perhaps because 69 percent of Americans have less than a $1,000 in savings—some of those people our friends, family, coworkers—we’re conditioned to think it’s more OK than it is. How will you afford the next major car repair or sudden medical bill if you have no stashed funds to your name? Saving the money we work for isn’t about depriving ourselves of the finer things in life; it means empowering us to live the life we want because of added financial protection.
You Don’t Keep a Budget
Different types of budgets will work for different types of people, but not having one is financially careless. Budgets guide our financial decisions and keep us on track toward our long-term goals. Freedom Financial Network CEO Andrew Housser regularly emphasizes the importance of budgeting and to ask ourselves where we want to be in one, three and five years. Doing so forces us to consider how our present-day actions are contributing to our goals. This usually results in more committed, purposeful budgeting and better decision-making.
In your budget, focusing on the value you’re getting for your housing, transportation, and food expenses will net you the biggest monthly savings, but it’s also important to forecast for seasonal events that will impact the budget. Attending a destination wedding? Tax bill coming up? Do you have more people to give gifts to this holiday season? Having a static monthly budget is great, but anticipating your actual calendar and financial obligations will ensure you keep pace with your budget goals, even through higher spending periods.
Your Credit Score Is Shot
Checked your credit score lately? Anything under 670 means you’ve had some dings on your financial record and lenders view you as a subprime borrower. While securing credit isn’t the single most important thing in life, it can make several expected life stages difficult, like buying a house, renting an apartment, purchasing a vehicle, or perhaps most limiting, securing a loan to start a business. If you feel like you’re exercising discipline in your financial life, a quick look at your credit score will cut your work out for you.
Your risky financial behavior is likely showing through in other ways as well, but these five signs will surely spot an iceberg looming if it’s there.
There’s a lot of chatter about how startups are changing the business world. This can be seen across industries. Pretty much anything is vulnerable to disruption by a well-intentioned startup.
In the past, starting a business meant you had a lot of starting capital to put toward building facilities. This is no longer the case in the digital age. While some businesses still require a lot of upfront money, this is no longer necessary or the norm. A startup is basically a business in its incubation period, before it has received large amounts of money and started selling on a large scale.
With lower stakes, it’s possible for entrepreneurs to fine-tune their ideas into something groundbreaking – even if the operations originate in a small studio. Of course, no one wants to stay in their dorm room or parents’ garage forever. Here are five ways to help turn a startup idea into a real business.
Have you taken a startup idea and turned it into a full-flung business on your own already? Then you probably know a few tricks of the trade. For everyone else, the best thing to do is to find somebody who has undergone the startup experience before. Preferably, this will be someone who has turned their startup into a legitimate brand.
Then again, there are benefits to learning from people who tried and failed to build out their startup. They will likely be able to tell you things that did – and didn’t – work for them along the way.
Have a Scalable Product and Idea
At the end of the day, your startup won’t be able to cut it if your product doesn’t provide something appealing to consumers. One of the most important steps in fleshing out your startup is to have a minimum viable product (MVP).
An MVP allows you to test the product in its most basic form, while receiving input from the people who are most interested in using it. By taking that feedback and incorporating it into later versions of your service or good, you will be able to create something that’s actually desirable to people. You also want to ensure that you’re making something that scalable. Consider this in terms of consumer demand, as well as production costs.
Get a Good Website
A business in today’s world needs to have a solid web presence. You don’t need to spend thousands dollars building your website—especially if you’re a startup. However, you should consider how to build a website for business. It should be easy to navigate, with the most important information or features for prospective customers or investors at the forefront.
The most affordable and flexible option is to leverage website builders catering specifically to small businesses. Services like Yahoo Small Business offer a variety of website themes than can be edited to fit your content and branding.
Be Serious About Social Media
Once you have a live website for your startup, you’ll need to build out your social media presence. Even if you don’t use Facebook or Twitter personally, you should understand that it’s a way for your brand to interact directly with consumers. This is an extremely powerful ability.
In order to really take your startup to the next level, you’ll probably want to hire a dedicated social media expert. They’ll know what’s best in terms of what and when to post. Additionally, you can work with social media influencers to extend your reach to people with interests specifically related to your startup.
Don’t Lose Momentum
It’s easy to get discouraged when you’re just starting out in the business world; especially when money is tight, staff is stressed and operations regrettably go haywire. Even some of the most successful companies find themselves in the midst of a major upheaval from time to time. The key is to not panic when these things do inevitably happen. Keep your eyes on your goals – and figure out what you have to do in order to meet those expectations.
There are few things in life more difficult than starting a business. In fact, about half of businesses fail within the first five years. Don’t let this discourage you, though. There are plenty of opportunities for people willing to put the work into building their startup into a real (and profitable) business.
Data is widely recognized as one of the most important resources in a rapidly evolving digital economy. Understanding how future trends will shape your field in order to efficiently harness the power of data is one of the biggest assets for any professional planning ahead. In this context, the latest Data Discovery Market Report offers valuable insight into the industry.
The State of Play in Data Discovery
Data discovery is a key term for business intelligence professionals and refers to the process of identifying patterns and outliers in sets of data. With data discovery, big datasets can be turned into meaningful information according to the desired objectives. Data discovery is crucial in the context of data classification, which sees data categorized according to format into structured or unstructured, state, and sensitivity across high, medium and low sensitivity levels. It is also pertinent for big data applications, since every industry is striving to find ways to put immense volumes of information to good use.
It is estimated that by 2020 every individual will see roughly 1.7 MB of new data created about them every second, while the total big data volume will reach 44 zettabytes – that is, 44 trillion gigabytes – by that same year, up from just 4.4 zettabytes this year. This figure takes the new internet of things developments into account, as well as the meteoric rise of smartphones and social media: smartphone users will amount to over 6 billion by 2020, and Facebook sees over 31 million messages sent per minute.
The New Data Discovery Market Report
Against this setting, the new Data Discovery Market Report examines and analyzes the market and important players in the field in order to draw conclusions about the current situation. The report also offers an analysis on strengths, weaknesses, opportunities and threats (SWOT) for top vendors. Factors that are examined vary from leading companies and key processes to metrics like gross margin, business volume and production value. The approach also outlines information on market competition and focuses on potential trends and growth opportunities in the period from 2018 to 2023. The document breaks down the market by geographical segments across North America, Asia-Pacific (APAC), Europe, the Middle East and Africa, and Rest of the World (ROW).
Interestingly, the report also discusses aspects that are vital yet sometimes overlooked as vague, including strategical activity that ranges across mergers and acquisitions, strategic partnerships, and product development processes, while examining pertinent dynamics of the market. By offering a wide spectrum of statistics gathered by the research, which combined primary and secondary data along with feedback from industry professionals, the report is able to draw conclusions about the current state and the future of data discovery trends. New projects are also examined according to their feasibility while the report sheds light on manufacturer profiles, including a business overview. The research is structured across many different aspects, ranging from a comprehensive cost analysis to an exploration of market consumption and share by application.
The report, which is available for a fee, offers a nuanced and comprehensive guide to the data discovery market – one that professionals across industries will find informative and useful.
Technological advancement has taken over almost every field in the world, including vehicles. The structure, electronics, and equipment used in cars are uniquely designed by each company and this makes it difficult for a normal repair shop to handle the repairs, services, and maintenance rightly. So to provide the right maintenance & repairing services for car, manufacturing companies have started a chain of certified auto body repair shops around the world. This has made it much more convenient for people who own complex designed cars like Tesla to get the correct kind of repair services while keeping the warranty intact.
What Does Certified Mean?
A car repair shop becomes ‘Certified’ when its team including the manager, engineers, mechanics & painters etc, go through & complete authorized training provided by a specific automobile manufacturing company. This means that they need to follow specific procedures for every vehicle-related job they do. This ensures to keep the warranty intact while not compromising with the quality of services. You can easily find the finest certified shops in Long Island like Keri Coach Works online and get in touch with them.
These shops have been set up all around the globe by automobile manufacturing companies and can be easily found by searching online. You can either visit them or get your car towed away, in case its engine is not starting up. The staff of such firms is really understanding and patient with the customers to ensure full satisfaction.
The training is provided at the authorized centers that have been specially set up in various cities and the car repair firms can get in touch with them to join the training program & get the authorization from them. All the personnel needs to clear the training as only then the certificate will be provided to them.
Services Offered By Certified Auto Repair Shops
Certified shops such as Keri Coach Works have basically been set up to provide a wide range of services including paint jobs, dent removal, cosmetic repairing, servicing, towing services, realignment, towing services, aluminum casting, car rentals, and regular maintenance etc. These shops usually have highly experienced teams to ensure a high quality, hassle free service always. Technologically advanced and uniquely designed cars like Tesla require immense expertise and standard procedures for all kind of vehicular problems and thus a certified shop is the best option for you.
Reasons To Choose CertifiedShops
Choosing a certified shop provides you with a long list of benefits such as:
Standard procedures are followed to ensure safe and best services are offered for your vehicle
Written documentation is maintained to keep the written records about regular maintenance of your car
Warranty remains intact when you get the car repaired or serviced from an authorized center
You can get the faster response time from these centers rather than uncertified ones
The charges in these centers are quite lesser as standard prices are already set
Only manufacturing company equipment & hardware is used to ensure authenticity always
There is no compromise with the quality as these represent the automobile firms and any negative feedback can prove too harmful for their status
Finding The Best Certified Shop
You can easily check the online reviews of previous customers about a shop, check their websites for certification detail or you can ask the market experts as they can provide you with a detailed insight about the company. This way you can ensure the best services and repairs for you Tesla car. Mostly, all certified firms ensure to provide the finest quality of services & thus you can visit the nearest one without hesitation.
Microsoft co-founder Paul Allen has died aged 65 from complications of non-Hodgkin’s lymphoma.
Paul Allen had revealed the disease’s return only two weeks ago, after previously being treated for it in 2009.
His friend and former business partner, Bill Gates, said: “I am heartbroken by the passing of one of my oldest and dearest friends… Personal computing would not have existed without him.”
In a statement confirming Paul Allen’s death on October 15, his sister Jody described the businessman as a “remarkable individual on every level”.
The statement said: “Paul’s family and friends were blessed to experience his wit, warmth, his generosity and deep concern. For all the demands on his schedule, there was always time for family and friends.
“At this time of loss and grief for us – and so many others – we are profoundly grateful for the care and concern he demonstrated every day.”
Paul Allen made his fortune alongside school friend Bill Gates, after they co-founded technology giant Microsoft in 1975.
He left the company in 1983 following his first diagnosis of the blood cancer Hodgkin’s disease, but recovered to become a successful venture capitalist with his media and communications investment firm, Vulcan that he set up in 1986.
Paul Allen’s investment firm confirmed news of his death on October 15.
Vulcan CEO Bill Hilf said in a statement: “Millions of people were touched by his generosity, his persistence in pursuit of a better world, and his drive to accomplish as much as he could with the time and resources at his disposal.”
Paul Allen is estimated to have donated more than $2 billion to philanthropy throughout his life including science, education and wildlife conservation causes, the Associated Press report.
He was also an avid sports fan, owning both the Portland Trail Blazers basketball team and Seattle Seahawks NFL team, who won the US SuperBowl in 2013.
In 2010, Paul Allen pledged to give the majority of his fortune to charitable causes after his death.
If you’ve ever looked into the stock exchange, and considered trading in it before, then you might have found yourself asking a lot of complicated questions. Even with things like the latest StockTwits review, and industry articles to help you, learning how to trade can be a lot like learning a different language. The good news is that buying stock isn’t as complicated as you’d think. The truly challenging part is finding companies that you can rely on to deliver a consistent profit. Of course, that’s something that many people struggle with. Fortunately, there are a few tips you can follow to improve your chances of success.
Leave your Emotions Behind
Perhaps the most important thing you can remember about stock trading is that it’s a logical process, not an emotional one. When you enter the investment market, make sure that you check your emotions at the door. While sometimes, your feelings, like gut instinct, can seem like a good thing in the stock market, the truth is that they often lead to bad decisions. Make sure that whether you’re buying or selling, you’re always moving in a way that makes logical sense to your long-term investment strategy. If you’re feeling overly emotional during a trading session, it might be a good idea to take a break and come back to your assets later when you’ve had some time to think about the situation rationally.
Plan for Difficult Times
Another point to keep in mind about stock trading is that it’s never going to be all smooth sailing. We’re all tempted to cut and run with certain stocks sometimes but making decisions in the heat of the moment means that you could end up buying high and selling low. That’s the last thing you want to do.
A good way to make sure that you’re prepared for those difficult times is to create a journal where you write down important information about each stock in your portfolio. Within that journal, write down why you invested in the stock, to begin with, what the right reasons for selling the stock are, and any other details that you think might be important to future decisions. When you’re not sure if you’re making the right choice about a stock, return to the journal and check it for reference.
Avoid Trading Overactivity
Finally, unless you are day trading, there’s no reason to check in on your stocks every five minutes. In fact, taking a look at your portfolio about once a quarter should be more than enough. It’s difficult not to keep an eye on your investments when you’re worried about earning money in your portfolio, but you could end up getting frustrated and impatient – which are two bad things to be in the stock market.
Additionally, make sure that when something does change with your stocks, you find out as much as you can about that change before you make any rash decisions. For instance, if one of your commodities sees a sharp price movement, find out what triggered that event. Sometimes, a change will be a sign that you need to sell fast, and other times it will just be a blip in the road.
Following the agreement, President Trump tweeted: “Late last night, our deadline, we reached a wonderful new Trade Deal with Canada, to be added into the deal already reached with Mexico. The new name will be The United States Mexico Canada Agreement, or USMCA. It is a great deal for all three countries, solves the many……”
The US has been fighting trade wars on several fronts this year, including placing tariffs on steel and aluminum imports from Mexico and Canada, as part of Donald Trump’s America First policy. Tariffs on cars are also threatened.
The hundreds of pages of the agreement were released on October 1 and contain updated arrangements for Canada’s dairy industry and measures aimed at shifting lower-paid car jobs from Mexico.
On dairy, US farmers will have access to 3.5% of Canada’s $16 billion-a-year dairy market.
On cars, Canada and Mexico have a quota of 2.6 million cars they can export to the US as a protection for their car industry if the US imposes a 25% global tariff on car imports.
In addition, 40% of car parts of vehicles produced in the USMCA area must be made in areas of North America, paying wages of $16/hour.
On the lumber (or wood) industry, Canada secured protection from US anti-dumping tariffs through the preservation of a dispute-settlement mechanism.
The US made a deal with Mexico in August, but relations with Canada over the trade pact had become increasingly strained in recent weeks.
The Trump administration set September 30 as a deadline for Canada to strike a deal.
A protectionist policy under the Trump administration has seen the US forge ahead with individual trade deals, rejecting bigger multi-lateral trade agreements and posing a challenge to decades of global free trade.
As part of this policy President Trump has also launched a trade war against China, which has already hurt companies and could curb global economic growth.
There was no animosity in the blog post. Kevin Systrom said the pair both remained “excited for the future of Instagram and Facebook”.
Facebook CEO Mark Zuckerberg said in a statement that Instagram reflected the founders’ “combined creative talents”.
“I’ve learned a lot working with them for the past six years and have really enjoyed it,” he said. “I’m looking forward to seeing what they build next.”
There have been reports of tension with Facebook’s leadership. Instagram’s popularity has soared in a period where use of the core Facebook product has stagnated.
This has put increased pressure on Facebook to squeeze more and more money from its users by adding new features some felt went against the Instagram app’s original focus on simplicity.
The latest Instagram product, IGTV, which allows posting of longer videos, in part to compete with YouTube, has not had an auspicious start. It was criticized this month after suggestive videos of children were recommended to its users.
Facebook has also been under intense pressure this year over the issues of safeguarding customer data and the misuse of its platforms by those wishing to spread fake news, including for political ends.
This, along with increased pressure from competitor platforms, appears to have led Mark Zuckerberg and his core executives to exert more control.
It ran counter to the business model the pair had become used to. Kevin Systrom had earlier praised the “tremendous freedom” Mark Zuckerberg had allowed since the takeover.
President Donald Trump said the latest round of tariffs was in response to China’s “unfair trade practices”.
He said: “We have been very clear about the type of changes that need to be made, and we have given China every opportunity to treat us more fairly. But, so far, China has been unwilling to change its practices.”
President Trump also warned that if China retaliated then the US would “immediately pursue phase three” and impose further tariffs on another $267 billion worth of Chinese products.
Such a move would mean almost all of China’s exports to the US would be subject to new duties.
After opening lower, the Shanghai stock market ended the day 1.8% higher, while Tokyo was up 1.4% and Hong Kong gained 0.6%.
In July, the White House increased charges on $34 billion worth of Chinese products. Then last month, the escalating trade war moved up a gear when the US brought in a 25% tax on a second wave of goods worth $16 billion.
Rental and sale agreements in Turkey are often offered in euros and dollars to foreigners living in the country.
However, the property and construction market has become a concern for investors worried that Turkish companies that borrowed heavily to profit from a boom may struggle to repay loans in foreign currencies, as the weakened lira means there is now more to pay back.
In a speech to a traders’ confederation in the capital, Ankara, President Erdogan said on September 13 that nobody should carry out business in foreign currency apart from exporters and importers.
The president also criticized Turkey’s central bank, accusing it of failing to control inflation and urging it to cut interest rates just hours ahead of its announcement that it was raising rates to 24%.
He said: “As of today I have not seen the central bank fix inflation rates as they promised.”
“Interest rates are the cause, inflation is the result. If you say ‘inflation is cause, the rate is the result’, you do not know this business, friend,” the president added.
Turkey’s lira jumped sharply following news of the rate increase.
Last month, Turkey’s weak currency received a small boost after President Erdogan raised tariffs on US imports including cars, alcohol and tobacco.
The US earlier hit Turkey with tariffs on items such as steel and aluminum in an effort to increase pressure on the country to free the detained American pastor Andrew Brunson.
Andrew Brunson has been held for almost two years because of his alleged links to political groups that are outlawed in Turkey, which accuses the US of trying to bring it “to its knees” over the administration’s demands.
The fall in the value of the lira in recent months has pushed up the price of everyday items in Turkey and raised fears the country is sliding into an economic crisis.
Shareholders representing 1,670 claims are seeking compensation for the near 40% slide in VW’s share price triggered by the scandal, which broke in September 2015 and has cost the company €27.4 billion in penalties and fines so far.
The legal action has been brought by the Deka investment fund, which is being used a template for a further 1,600 lawsuits.
The case involves about 50 lawyers, and interest in the hearing is so great that it had to be moved from the court house to a nearby conference centre.
The court case is expected to take at least until 2019 to be fully decided.
Former executives from VW, Porsche and their sister company Audi are under criminal investigation in Germany.
VW has already been fined €1 billion by German prosecutors over its diesel emissions scandal. It has also paid a fine of $4.3billion in the US to resolve criminal and civil penalties.
The auto maker has admitted its responsibility for the diesel crisis.
At the lowest resolution time and attendance software is a system that requires employees to manually clock in and out of shifts.
Businesses use it, so they can optimize the hours their employees work and pay them more accurately.
Is it micromanaging?
It is reasonable to assume requiring workers to manually clock in and out of shifts and breaks can send the message their manager doesn’t trust them enough to report the hours they work accurately.
Some managers are hesitant to use time and attendance software because they fear their employees will resent them.
In industries like hospitality and retail where turnover is especially high managers don’t want to give their employees another reason to leave.
Ironically, it’s in these industries where workers are paid hourly where time and attendance software would prove most useful.
The fact is time and attendance software is so much more than just a system for employees to clock in and out of shifts and the successful implementation of it lies in managers making this clear to employees.
Benefits to managers
Time and attendance software ensures staff only get paid for the time they actually work, by recording when they clock in and out of shifts, thereby eliminating the guesswork and grey areas associated with using manual time sheets.
Additionally managers get real time alerts when staff are late or have not taken required breaks.
The reporting capabilities of time and attendance allow managers to see which of their employees work the most overtime and which of them are routinely late to start their shifts.
Managers also have visibility of early clock-ins and late clock-outs, instances of over & under scheduling, and which employees have taken more than their allocated breaks.
Time and attendance software provides managers with insight they can use to iron out inefficiencies in their business.
Given managers know when their staff clock in and out, time and attendance software like OpenSimSim allows employers to set up compliance rulesets to protect their businesses and themselves from workplace legislation.
Compliance rulesets can be set up to ensure staff don’t work too much overtime, take their legally required breaks and get paid accordingly for working overtime, weekends, and public holidays.
Managers have visibility over their compliance warnings so they can stop them before they happen and stay out of legal trouble.
How employees can get in on the action
The benefits of time and attendance software are certainly not lost on employees.
As the reporting aspect of time and attendance software gives managers full visibility of their labor force in real time, employees that are punctual are more likely to be recognized and rewarded for it.
In this same way time and attendance software also guards against employees being over and under scheduled as employers will be able to see if this is the case and work to fix it.
Another foreseeable benefit to employees is the potential for data collected by time and attendance software to be used to create a resume, especially useful for people moving between jobs which require similar skills.
Time and attendance software offers detailed reports of employee punctuality and experience in a given role down to the minute.
These reports can be used by job seekers to prove their and experience and value to future employers in a concrete, verifiable way instead of relying on the vagueness and inherent unreliability of a resume like others.
There are a lot of time and attendance solutions out there and picking the right one can be tough but the benefits for employers and employees are clear.
It is however important that employees see it as welcome addition, and this can be achieved by managers taking a little time to explain to them what it is and how it will benefit the business before introducing it.
Trade shows have been around for a while. Unfortunately, not everyone knows about them, and as a result, not everyone who plans to grow a business is aware of its existence and its benefits.
Businesses who do however, have enjoyed its benefits for a long time, especially those who have nice stands in Barcelona, London, Oslo, and Paris, for example. This draws the attention of the crowd, as well as other big names in the industry you are currently trying to become a part of. In addition, it also helps to be part of the shows in large cities.
So, how does nice stands in Barcelona or London help your business?
First and foremost, you have to remember that having nice stands is not only for aesthetic purposes. It is almost necessary in order to attract, not only foot traffic, but also encourage visitors to at least stop by your stand and look around.
Quality Over Quantity
Going back, some of the benefits that trade shows have for businesses is, as mentioned above, foot traffic which potentially can generate qualified leads. These leads are essentially people who are in substantive companies that may help talk or advertise to the right people. In turn, this will lead into much needed advertising that you may have not before you participated in the conference.
In fact, having nice stands in Barcelona or any other major city may help attract much needed foot traffic. However, as long as you catch the attention of the right people, that is more than enough.
Seeing Customers Eye-to-Eye
It is a lost art in this day and age, but nothing compares having a one-on-one conversation with potential customers. This is particularly true with buying clients who encounters your product for the first time. They will have problems that you may be able to fix.
On the other hand, they may have suggestions about problems that you can use to add to a product that you have down the pipeline that is geared towards the very problem that they are trying to fix. These suggestions may make your products better, or complete your product if they are still under development.
Like any relationship, business-customer relationship is a two-way street, and coming in contact with them in person is more beneficial than having them provide suggestions over surveys or the internet.
A Good Time to Research
In line with being able to meet your buying consumers face to face, trade shows are also the best time to conduct market research in a cost-effective manner. Without this chance, companies tend to spend more in order to do so through sales calls. Having them in front you not only help cut the cost by half, but also gives you an opportunity to answer some problems that they raise immediately.
Trade shows have always given businesses the perfect opportunity to not only show off nice stands in Barcelona, or any other city. It has also given them the opportunity to conduct research and allow them to grow their business because in order to do so, all it takes is one personal encounter with your buying customers to convince them that you are a brand to look out for.
Turkey’s President Recep Tayyip Erdogan has announced his country will boycott US electronic products, after Washington imposed punitive sanctions on Ankara.
President Erdogan said, referring to Apple and its South Korean competitor: “If [the US] has the iPhone, there’s Samsung on the other side.”
Last week, the US doubled tariffs over Turkey’s refusal to extradite US pastor Andrew Brunson who is imprisoned there.
Turkey’s weakened currency, the lira, plunged by a full 20% in response.
President Erdogan said his country was taking measures to stabilize the economy, and should not “give in to the enemy” by investing in foreign currencies.
At a news conference on August 14, Russia’s Foreign Minister Sergei Lavrov, who is visiting Ankara, branded the US sanctions an illegitimate policy. He accused the US of seeking an unfair competitive advantage in global trade.
Since January, the Turkish lira has lost more than 34% of its value against the dollar, pushing up the price of everyday items.
President Donald Trump tweeted: “I have just authorized a doubling of Tariffs on Steel and Aluminum with respect to Turkey as their currency, the Turkish Lira, slides rapidly downward against our very strong Dollar! Aluminum will now be 20% and Steel 50%. Our relations with Turkey are not good at this time!”
President Erdogan has presided over soaring inflation and borrowing levels, but insists the lira’s plight is the result of a “campaign” led by foreign powers.
In a TV address last week, President Erdogan called on Turkish citizens to exchange foreign currency and gold for lira, calling it an “economic war”.
Now it appears there may be a small respite for the flailing currency, which has gained slightly in value after days of dramatic falls.
Turkey’s central bank has promised to provide banks with liquidity. The finance minister – who is also President Erdogan’s son-in-law – will seek to reassure around 1,000 international investors in a teleconference scheduled for August 16.
President Erdogan has accused the US of trying to “bring Turkey to its knees through threats over a pastor”.
However, the US insists Andrew Brunson, a long-time Turkish resident who ran the tiny Izmir Resurrection Church, is “a victim of unfair and unjust detention”.
An evangelical from North Carolina, Andrew Brunson has been held in Turkey for nearly two years over alleged links to the outlawed Kurdistan Workers Party and the Gulenist movement, which Turkey blames for a failed coup in 2016.
White House press secretary Sarah Sanders said the US had seen “no evidence that Pastor Brunson has done anything wrong”.
Andrew Brunson has denied charges of espionage, but faces up to 35 years in jail if found guilty.
The ruckus between Turkey and the US has impacted on other countries’ currencies, including the Indian rupee, as investors fear the lira’s wobbles could spread to developing nations.
On August 14, India’s government urged people not to panic on Tuesday after the rupee slid to an all-time low against the dollar.
Brazil Russia, Argentina, South Africa and Mexico have also seen their currencies fall over the last week.